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Have you ever left stinky trash in your house and sprayed air spray to mask the smell?

Or maybe a squirrel died in your walls and you couldn’t stand the smell so you sprayed air spray to mask it.

Even if you use Febreeze, the fresh scent will only last for a short while (despite what the commercials say).

In order to remove the stench, you first have to take the garbage out, then air out your place by opening some windows and then you can add the scent.

Well, the same thing applies with you! The difference is that it’s your mind that needs to be cleared….specifically your subconscious mind that is filled with limiting beliefs, negativity and bad habits.

Saying mantras or adding positivity to your life without clearing your subconscious mind is frustrating because you’re not going to feel like it’s working for you – at least for any extended period of time. It’s going to feel like you’re saying words that have no real meaning to you.

Well now you know why!

How do you clear your subconscious mind?

This depends on what’s in it. Some people will will need therapy, some people can use meditation while others could use some coaching.

Regardless of what you do, the first thing it takes is for you to decide that you want to do it. Once you’ve made the decision to clear out your subconscious, I promise you the answers will be revealed to you – your specific plan that will help you.

Although I can share what has helped me, it may not be applicable to you and your situation because we are all unique.

In the meantime, practice makes perfect. Continue to say your mantras and be positive. After all, even Freebreeze masks the smell for a period of time. So that mantra may be what you need to get you through a moment.

However, for lasting results you’re going to have to take the garbage out!

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Everything!!

It’s time to let go of old beliefs about money and choose what new beliefs you want to bring forward with you into the future.

Forgive:

“That slight misdeed of yesterday,
why should it mar today?

The thing he said, the thing you did, have long since passed away;

For yesterday was but a trial;
today you will succeed,
And from mistakes of yesterday
will come some noble deed.

Forgive yourself for thoughtlessness,
do not condemn the past;
For it is gone with its mistakes;
their mem’ry cannot last;

Forget the failures and misdeed,
from such experience rise,
Why should you let your head be bowed?
Lift up your heart and eyes!”

~Selected
Forgive. Let go. Move forward!

 

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What is Affiliate Marketing?

Affiliate-Marketing

Affiliate marketing is an arrangement where you get paid a commission for marketing a company’s products for a commission.  You can be promoting a website (via clicks), products, an ad – just about anything – depending on the company.

How does it work?

I’ll give you an example:  I shop online – a lot! I mean, who has time to go into the stores when I can browse and purchase from the comfort of my home. Anyway, about two years ago, my ex-husband (I know, right!) told me about “Ebates.com.” It’s a website where if you go to that site first, you can input the website address that you want to shop at and if you make a purchase, you will receive cash back from Ebates.  He even showed me a few checks he received from Ebates as proof that it works!  (And I thought I shopped a lot – his rebate checks were in the hundreds of dollars!)

Needless to say I signed up! Specifically, he gave me a special link to sign up and I did.  Now, if I’m buying from Amazon (or any store online), I go to ebates.com first, then I put the Amazon website address in the search box (or you may find the link to your retail store on the site) then I am taken to the Amazon.com website where I shop.  I receive anywhere from 6%-8% cash back from qualified purchases I make on Amazon (depending on the promotion).  Ebates.com sends me a check quarterly.  I’ve posted a few of the rebate checks on my Facebook Fan Page.

By signing up through my ex-husband, he received $25 and I received a $10 gift card from one of the stores listed on the site.  It was a win-win.  Since then, I’ve signed up for their affiliate program so if you click on any of the links in this post and sign up, I will receive $25 and you will receive a $10 gift card.  (Hey, I’m being transparent.)

This is just one example of affiliate marketing.  Several companies offer this type of program.  Each company has its own stipulations.  Some companies require you to have a website and a certain number of traffic coming to your page; some companies are more lenient with their requirements.

How do you become an affiliate?

Find a company that you would like to promote their products (or service) and inquire if they have an affiliate program.

How do they (companies like ebates.com) make money??

Think about it – they made deals with the retail stores to receive cash for sending them traffic.  In other words, if they are giving you 6% cash back, they are probably getting 10% (this is just an example). Money is also made by offering advertisements on their website.

The advantage to being an affiliate is that you can make money in a venture where you don’t have the upfront expense of creating your own product, and you really don’t have any worries about e-commerce, accounting, or even customer support.

The other approach affiliate marketing is where you can offer an affiliate program to others.  If you have a business, product or service and you want to increase your sales, you can offer to pay a commission to people who promote your business (product or service).

Think of how many times people ask you for referrals…Who’s your attorney? Where did you get your taxes done? Where’d you buy that necklace?….you’d answer these with no hesitation.  Well now, imagine if your attorney, accountant or retailer gave you money for those referrals….

As an entrepreneur, I take advantage of both approaches and you should too!

The bottom line is that when you’re setting up multiple income streams, don’t let any small venture slip past you – after all, ALL monies eventually go into your bank account.

 

*If you have interested in becoming an affiliate, shoot me an email.

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3 Strategies For Making Money

money

Did you know that there are 3 strategies for making money? Well today I’m going to tell you what they are and the effectiveness of each:

  • MM-1: Trading Time for Money

Although this is the worse way of making money, 96% of us do this! If you earn money this way, it’s at the expense of your life! How you ask? Well, you’re putting in your time.  If you are making a lot of money, it’s because you are spending a lot of time.  And as you probably know, time is limited; therefore, your money will be limited.

  • MM-2: Investing Money to Make Money

Only about 3% of people do this successfully. Why? Well because it takes money to make money this way and since most people are claiming they don’t have enough money, I’m sure what they do have they aren’t investing. Another reason why people aren’t successful is because this requires daily research and who has the time to do it? Sure, you can give your money to a professional but who’s really benefitting?? (To be fair, there are really good planners out there.)

  • MM-3: Multiple Income Streams

This is not only the most effective way of making money, but it’s also the most lucrative! This is where you have money coming in from various sources.  And guess what, creating your own online store is an example of another income stream.  You can literally make money while you’re asleep. There a countless other income streams you can have.  How do you start?  Decide that’s what you’re going to do! It’s that simple.

In my next post, I’ll give you another example of an income stream that you could have. Remember, you want to have multiple – that means more than one.  Some will be more profitable than others but guess what, all the money will be pouring into your account!

If you have interested in setting up your own online store, I’ve created a complete step-by-step guide that’s designed for beginners.  It will not only tell you what to do, but for a limited time, you can receive videos that will also guide you – at no additional cost.  You can find this at www.openmyonlinestore.com. 30-day money back guarantee.  What do you have to lose??

 

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A Lesson From the Electrician

electrican

Recently, the power went out on two sides of my garage. My garage was remodeled about two years ago and these circuits were added during the remodeling.  After being notified of this incident, I went into the garage to reset the circuit panel. When I lifted the flap to the panel, it didn’t appear that any of the circuits were tripped so I decided to reset all of them.  Nothing happened.

After several more tries, I decided to unplug all the appliances and reset all the circuits again.  Nothing happened.

After a brief consultation with a friend, I decided to make an appointment with an electrician. I’m a member of American Home Shield so all I would have to pay is a $75 service fee.

A couple of days later, the electrician arrived. After he checked the panel to see if any circuits were tripped, he plugged his multi-meter into a circuit to check for power. There was none.  He then went out to his truck to get more tools so I proceed to go into the house.

A short time later, he called me back into the garage and said that it was fixed.  He then asked me was I from the east coast. After confirming that I was, he mentioned that on the west coast, the main panels are located on the outside of the house. The circuit board that I’ve been using for the past 16 years was just a sub-board. He proceeded to show me where the circuit panel was located for future references.

After paying him, I thanked him for his time and he left.  He was there less than 15 minutes.

Later that night, while thinking over the day’s events, I remembered the electrician’s visit with new insight.  It dawned on me that it took an outsider to show me something that was right under my nose but I didn’t see it.  I then started thinking what else is so close to me that I can’t even see it without someone pointing it out to me.

I then started thinking about several situations, both of mine and friends of mine and it was apparent that we all have these types of situations. The thing is, do we really want to “see” or are we comfortable where we are.

I want to “see” what about you?

 

 

 

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The Money Habit That Can Boost Your Wealth

Financial Independence

Pay yourself first!!  The first bill you pay each month should be to yourself.

Before you pay your bills, buy groceries, or do anything else with money you receive, set aside a portion of your income for you and your future.

Security
Put the money into a money market savings account for your security. You need 3-6 months (or more) of accessible cash in case of emergencies. Once you have that in place, secure your future with insurance and investing in fixed income investments like government bonds.

Retirement
You don’t want to depend solely on the government for your retirement – trust me, if it’s going to be available to you by the time you retire, it will not be enough; therefore contribute to your 401(k) or a Roth IRA. If your company matches funds – all the more reason because it will build up your account faster. When it comes to retirement – no amount is going to be too much!

Your Dreams
What would you like to do? Would you like to own a home? Start a family? Travel? Whatever it is, set aside a portion towards your dream.

Charity
I believe in order to receive, you must first give; therefore, set aside a portion to tithe or give to your favorite charity. (BONUS: This amount is tax deductible if given to a qualified non-profit organization.)

In other words, the goal of paying yourself first is to help make sure your future self’s key financial goals are covered.

I don’t have to share with you what happens if you try to do this AFTER paying your other bills – we all know this cycle too well. If you want to create a secure financial future (and live with less stress) just do it.

This means you need to get into the mind-set of paying yourself first and that can be a challenge for even the most money-savvy among us. To help, have the money taken from your account BEFORE you even see it. You can set up direct-deposit contributions to designated accounts (money-market savings, retirement, etc.) before that money hits your checking account.

The choice is yours. YOU DECIDE how much to contribute each month. My recommendation is to set aside a percentage for each category.

For Example: A starting goal could be to pay yourself 10% of any income you receive. From there, you can allocate 4% to one category, 2% to another, 3% to yet another and 1% to the final – you get the idea?

If you do this, don’t be surprised if over time your income increases. Why? Because you will have started to handle money wisely and the universe will reward you by sending more your way. Once this happens make sure to increase the percentage amount.

Bottom Line: Pay Yourself First! This money habit can help you create wealth.

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Willpower

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We all have good intentions, right?

We want to eat right.
We want to exercise.
We want to save money.
We want to spend more time with our family.
We want to start a business.
We want to write a book.

…the list goes on…

But then what happens? Life gets in the way. We run out of time and energy.

Well guess what? In order for those good intentions to manifest into reality you need to control part of your day. How? Get up earlier!

Think about it, by the end of the day you’re probably too tired and mentally drained to even think about doing anything else. Therefore, use the time you have when you you’re rested and have untapped energy.

Keep these two things in mind:

  1. If you have enough burning desire to do “your thing” you would find the time and the energy.
  1. If at the end your day you’ve burned all your willpower, wake up an hour earlier and get to work “on your thing” before life gets in the way.

Bottom Line: If you are having problems getting motivated to do things (write your book or start that online business or hit the gym), try doing something about it before anything else in the morning.

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Do You Self-Talk?

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On my Facebook fan page, I typically post self-talk thoughts that I call my “Notes to Self.” Here was my NTS I posted earlier today:

“I am a product of my decision.”

You are a product of your decisions as well. Think about it. Where you are today is a result of all the decisions you’ve made up to this point.

This can be a good thing or bad thing, depending on your level of satisfaction. If you are generally satisfied with where you are at this point in life, I commend you.  Keep doing what you’re doing. It’s working for you.

However, if you are not satisfied with where you are in life – the good news is it’s not too late. You can make changes. It’s time to take action. What action you take depends on what it is that you want to improve – but the bottom line is – it starts with you making a decision to make a change.

Is there anything you want to change?

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Are you sick and tired of being broke?

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If you you’re really sick and tired of being broke, I’m going to share three things that you can start doing TODAY that will help you.

Take Care of Yourself
Get into physical shape. I recommend you start with your diet, but you can also start an exercise program or even go for a walk. What does this have to do with being broke? Getting your body into physical shape requires developing good habits and discipline – these two things are also required when making and more importantly, keeping money.

Clean Up Your Environment
Do a massive clean and purge. I’ve written before about how you need to let go of things in your life in order to make room for something better. What does this have to do with being broke? Beside clearing room for good things to come to you, cleaning up your environment means organizing things and being organized is a skill that will help you keep track of all the money that you will be attracting.

Eliminate What’s Draining Your Energy:
OMG this is huge! There are likely certain people, dynamics and even words you use that are draining your energy. Guess what? Money is an energy, too and your money will always equal your energy. The higher your energy, the more money you will attract!

Bottom Line: If you’re tired of being broke, focus on your life. Just a little change can make a big change. Take care of yourself, clean up your environment and eliminate who and/or what is draining your energy. These steps will help you develop the habits you need in order to attract more money into your life.

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